Vista Loan - Instant Cash Loan

Vista Loan is a loan product under NBFC-M/s Ovation Finance Limited. M/s Ovation Finance Limited is an NBFC officially registered with the Reserve Bank of India, which can provide online personal loans that meet RBI standards.

-> Loan amount: From ₹1,000 to ₹500,000

-> Interest rates: From 0% to 29.00% per annum

-> Tenure: 90 days to 12 months

Vista Loan - Instant Cash Loan is an instant personal loan application & credit platform for across India, where one can apply for personal loan online & avail up to ₹5,00,000 lakh as direct cash transfer to Bank Account.

Vista Loan - Instant Cash Loan is a platform facilitating the loan transactions between the borrowers and the NBFCs/Banks. All loan applications are approved and sanctioned by NBFCs/Banks registered with RBI and communicated upfront during Loan application.

Loan Types :

Online loan, a good choice to help you, you can get a loan through direct bank transfer. All you need is your PAN Card & Address Proof to avail ₹1,000 to ₹5,00,000 for a tenure ranging from 90 days to 6 months.

What is Vista Loan?

Vista Loan Money is a fast, secure, reliable, and free Android mobile banking app, available in India. We make getting a personal cash loan easy and fast: download the app, answer a few questions and get instant cash loans approved in under 5 minutes.

A representative example of the total cost of the loan Amount:

+ Amount Borrowed (Principal) = ₹14,999/-

+ Interest Rate (APR) = 36% (on Reducing Principal Balance interest calculation)

+ Tenure = 6 months

+ Processing Fee (incl. GST) = ₹826

+ Amount disbursed = ₹14,173

+ Your EMI amount = ₹2769 (based on PMT method, sample monthly payment)

+ Interest amount = ₹2769 x 6 - ₹14999 = ₹1614(sample interest calculation)

+ Total Cost of Loan = Processing Fee + Interest Amount + Late Fee = ₹826 + ₹1614= ₹2440

+ Principal repayment amount = ₹14,999/- (same as amount borrowed)

+ Total repayment amount = Principal repayment amount + Interest Amount + Fee = ₹14,999 + ₹1614 + ₹0 = ₹16,613

Eligibility -

+ Indian Resident.

+ Source of a monthly income.

+ 20-60 years old.

Loan Amount: Rs 5,000 to Rs 1,00,000

+ Minimum Annual Percentage Rate (APR): 24%, Maximum Annual Percentage Rate: 36% (reducing balance)

+ Minimum repayment period: 91 days, Maximum repayment period: 24 months

+ Processing Fees: Max (₹350 + GST, Up to 2%-7% of the loan amount plus GST)

+ Prepayment Fees: 2.50% prepayment amount

+ Your bank may also levy charges in case of a bounce.

Online loan for Salaried example:

+ Loan amount: Rs. 50,000

+ Tenure: 12 months

+ Interest Rate: 20% per annum

+ Processing Fee: Rs. 1,250 (2.5%)

+ New customer onboarding Fee: Rs. 200

+ GST on Processing and Onboarding Fees: Rs. 261

+ Total Interest: Rs. 5,581

+ EMI: Rs. 4,632

+ APR: 23.2%

+ Loan amount is Rs. 50,000. Disbursed amount is Rs. 48,289. Total loan repayment amount is Rs. 55,581

Easy-to-Apply Process

+ Download the Vista Loan - Instant Cash Loan App

+ Provide basic details & check your eligibility in 2 mins!

+ Choose your loan amount & repayment tenure

+ Complete your KYC and verify your income

+ Get the money transferred directly to your Bank A/c in a few hours!

Vista Loan - Instant Cash Loan Features :

1. 100% Online process/B

2. Fund safety, protected by advanced server

3. Loan transfer via bank

Our Instant Loans are safe:

Your data is transferred over a secure HTTPS connection, and we do not share it with anyone without your consent. All the transactions are secured via 256-bit SSL encryption.

Data Security and Privacy

Our app is 100% safe and secure following all the latest encryption standards. We do not share any data with anybody without your permission.

Contact us

You can contact us by email: ovationfinance.ltd@gmail.com

or

WhatsApp Customer Service from Monday to Sunday from 9:00 am to 19:00 pm!

Address: 128/174 K Blockkidwai Nagar Kanpur Uttar Pradesh Uttar Pradesh India 208011